CPP OAS GIS 2026: Complete Updated Payouts!

I GET HOW MUCH? The official 2026 CPP, OAS, and GIS numbers are out, and the changes affect every Canadian senior. In this video, I’m breaking down the full 2026 Pension Roadmap so you know exactly what’s hitting your bank account all year long. We aren't just looking at one month—this is your complete 2026 guide. I’ll show you the 2% CPP inflation hike, the new quarterly OAS rates, and how to use the Government of Canada tools to estimate your specific payout. 🔥 INSIDE THIS VIDEO: The 2026 Payment Schedule: Full dates for CPP, OAS, and GIS. CPP 2026 Updates: The 2% cost-of-living adjustment and new maximums. OAS & GIS Rates: New quarterly breakdowns for 65-74 and 75+. The $93,454 Trap: Updated 2026 OAS Clawback thresholds you need to know. TUTORIAL: A step-by-step walkthrough of the Canada Retirement Income Calculator. GIS Tables: How to find your exact supplement amount based on your income. 📈 2026 KEY NUMBERS AT A GLANCE: Max CPP (at 65): $1,507.65/mo Max OAS (65-74): $742.31/mo Max OAS (75+): $816.54/mo Max GIS (Single): $1,108.74/mo Clawback Starts: $93,454 (for the July 2026-June 2027 period) About me I’m Joe Macek, Cross-Border Investment Advisor and Portfolio Manager with iA Private Wealth, iA Private Wealth USA - and Joe Macek | Private Capital. I help Canadians and Americans plan retirement, manage investments, and navigate cross-border and retiring-abroad decisions. If you’re serious about keeping more of your money in your family’s hands — and less in the CRA’s — reach out for a personal one-on-one consultation, please contact me here: https://joemacek.com/contact-us/ 🔔 Over 90% of viewers aren’t subscribed — if you find this helpful, hit Like and Subscribe. It helps the channel reach more Canadians who need this information. Links to Website Calculators https://joemacek.com/resources/ https://financialcalculators.net/iaprivatewealth/cpp-oas-benefits/ Studies Showing Advisor Value! https://advisors.vanguard.com/content/dam/fas/pdfs/IARCQAA.pdf https://www.pm-research.com/content/iijretire/7/3/46 🔗 RESOURCES MENTIONED: Download my 2026 Payment Calendar (PDF): Coming Soon! Gov of Canada Retirement Calculator: https://www.canada.ca/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html Official GIS Benefit Tables: https://open.canada.ca/data/en/dataset/dfa4daf1-669e-4514-82cd-982f27707ed0 Sources and all Links: https://www.canada.ca/en/services/benefits/publicpensions/cpp/amount.html https://www.canada.ca/en/services/benefits/publicpensions/cpp/receive-benefits/consumer-price-index.html https://www.canada.ca/en/services/benefits/calendar.html https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/guaranteed-income-supplement/benefit-amount.html https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/recovery-tax.html https://www.canada.ca/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html?gclsrc=aw.ds&gad_source=1&gad_campaignid=23465156113&gbraid=0AAAAAB2fsfxLRw8_MDDlYLFAy0tA9JlPd&gclid=CjwKCAiAybfLBhAjEiwAI0mBBk_hbOibXWci-9YTgp2oaQmJIB3rDdTxIliI6Oc25v5U2uKvGN96_xoChzsQAvD_BwE https://open.canada.ca/data/en/dataset/dfa4daf1-669e-4514-82cd-982f27707ed0 👋 CONNECT WITH JOE MACEK: Retirement planning shouldn't be a guessing game. If you want a plan that fits your life and reduces your tax bill, let’s talk. [Insert Email/Website/Booking Link] #CPP #OAS #GIS #CanadaPension #RetirementPlanning #JoeMacek #2026Update #PersonalFinanceCanada #CandaBenefits