As we enter a rising interest rate environment Asset Liability Management (ALM) is once again in the spotlight. One of the core actions of a financial institution is to properly manage the balance sheet. ALM is the tool that measures the balance sheet structure to ensure that you are properly positioned for changing interest rates.
The ALM 101 presentation will help your team members who are new to ALM (and balance sheet management) achieve an understanding and beginning concepts.
A few topics that will be covered include but are not limited to:
- Loans
- Deposits
- Investments
- Marketing
- Net interest margin
- Earnings at risk
